If there’s one sector of insurance you simply can’t live without, it’s home insurance.  Home insurance covers losses and damages to your residence, furnishings, and other assets in the home. It also provides liability coverage against accidents in the home or on the property.

As with home insurance, if you live in a condo this is one insurance you wont want to do without. Condo insurance covers liability claims, damage to your condo unit and belongings, and additional living expenses if you cannot stay in your residence due to a covered incident

Protects your personal property in a rented apartment, condo, or home from unexpected circumstances such as theft, a fire, or sewer backup damage – and will pay you for lost or damaged possessions. It can also help protect you from liability if someone is injured on your property.

For folks who live in California, earthquake insurance is a must-have. Earthquake insurance covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Covers a variety of mishaps that can occur on or off the road. Although coverages may vary by state, these are the standard coverages on most auto insurance policies: liability, comprehensive, collision, medical payments, uninsured motorist bodily injury, and property damage.

Extra insurance that protects existing limits and coverages of other policies. It can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

Shelter your home from flooding caused by hurricanes, rain, snow melts, and construction runoff.